Even if you live frugally, there are some expenses that just can’t be avoided as an adult. There’s the food you need to eat. The mortgage or rent for the roof you live under. The car payments, public transportation tickets, or bike costs that you need to get to where you need to go. As… Read More
Money Articles
Calculating the Return on a CD
Anyone who is looking through the sea of investment opportunities is bound to come across the mention of a certificate of deposit — or CD — at one point or another. But, what exactly is a CD? How does it work, and how much return on investment can you expect from one, especially depending on… Read More
Also posted in Finance
Tagged CD, certificate of deposit, compound interest, interest rate, investment
May 2, 2023
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How Does Compound Interest Work with Investments?
The world of investing is a wide one. For some, this is an exciting prospect. But, for others, it can be overwhelming. Regardless of whether you’re a novice or experienced investor, one finance topic you’ll have to understand and work with is the idea of compound interest. With compound interest, your money can serve you… Read More
Also posted in Finance
Tagged certificate of deposit, compound interest, interest rate, investment, mutual funds
March 3, 2023
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CAGR vs IRR vs XIRR in Evaluation of Investment Returns
Investment professionals and individual investors often need to estimate the profitability of a given investment opportunity, or to retrospectively assess the results of past investments. This is typically done with the idea of comparing two or more opportunities and deciding which one to choose. Think two or more mutual funds, hedge funds, stocks, systematic investment… Read More
Also posted in Finance
Tagged cagr, investing, Investments, irr, net present value, npv, time value of money, xirr
February 6, 2023
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Getting Paid 45 an Hour is How Much a Year?
Being a gig worker — whether that means freelancing or consulting — used to be a rarity. In today’s economy, however, many people are choosing the freedom and convenience of freelancing because they prefer the perks of it to working in a traditional job. One of the biggest and most important questions to ask before… Read More
Also posted in Business, Finance
Tagged freelancing, hourly pay, income, salary, work
November 24, 2022
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What is $15 an Hour as a Salary?: Is Your Pay Worth It?
Increasing the minimum wage in the United States has been a major topic of discussion recently. There are many who want to have the minimum hourly wage for workers raised to $15 an hour, compared to the $7.25 which it's set at now. Many might be wondering what $15 an hour would be as an… Read More
Also posted in Finance
Tagged hourly pay, minimum wage, pay, salary, taxes
June 28, 2022
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How to Use a Discount Calculator to Get More Customers
If you’re a business owner, then chances are you’re constantly thinking about ways to attract new customers and make more sales. Even if your business is thriving at the moment, you may be trying to move stock or make up for an earlier period in the year that was slow. Discounting your goods or services… Read More
Also posted in Business
Tagged discounts, profit margin, promotion
September 25, 2019
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Figure Out Your Home’s Worth With a CAGR Calculator
If you have ever purchased your own home, then you know that it was a major investment. And, when the day comes and you’re ready to sell it, you'll want to be sure that you'll be getting back that initial investment and then some. The question now is, “What is the value of my home?”… Read More
Also posted in Finance, Mathematics
Tagged CAGR calculator, online cagr calculator
August 29, 2019
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6 Questions to Ask When Considering Taking Out Loan
Say you’re wondering if you should take out a loan. Maybe you’re trying to pay for college, get yourself a new car, handle medical bills, start a new business, or simply pay off your credit card balance. Whatever the reason may be (and there are plenty), there are some important questions you need to ask yourself… Read More
What Does Net 15, Net 30, and Net 60 Mean?
Say you’re a full-time freelancer or you run your own business and you've just wrapped up a job for a client. You've sent off an invoice and are excited to finally get paid for your work. Then, their accounts department informs you that you’ll be paid in Net 15, Net 30, Net 60, or some… Read More
Also posted in Business, Finance
Tagged Is Net30 business days?, online business days calculator, What is Net30?, What is NetD?
August 15, 2019
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Can You Make the Switch to Working Freelance Full-Time?
Making the switch to the gig economy comes with a range of tempting benefits. Instead of heading into an office at a specific time each day for a certain amount of hours, you get the freedom to work where, when, and how often you want. Rather than reporting to a manager, you get to be… Read More
Also posted in Lifestyle
Tagged freelancing, freelancing full-time, how to freelance, salary
June 26, 2019
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5 Steps to Determining if a Discount is Worth It
When you’re out shopping or even shopping online, it’s hard to ignore those big, glaring words “SALE!” or “X% off!” There’s something so irresistible about a deal, whether or not that item being discounted is something we actually want or need. Think about it: How many times have you picked something up solely because it… Read More
Posted in Money
Tagged budgeting, discounts, money management, promotions, savings
June 20, 2019
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Is it Cheaper to Fly or to Drive? (It’s not just math!)
Planning your next vacation comes with a number of fun decisions to make including what attractions you want to see, what restaurants you want to try, and where you want to stay. Yet, along with the exciting part of planning a vacation comes the not-so-exciting part - determining the logistics, like whether you’re going to… Read More
Also posted in Lifestyle, Travel
Tagged driving, flying, fuel consumption, fuel cost, fuel efficiency, travel
May 8, 2019
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6 Tips for “Tipping” During Travel
So you’ve packed your bags, downloaded or printed your boarding pass, and you’re ready to go for your next trip. But wait! Before you jet off, don’t forget to research the tipping etiquette for your destination. Not all countries tip, and for the ones that do, the rates can vary. You don’t want to get… Read More
Also posted in Lifestyle, Travel
Tagged how to tip, tipping, tipping abroad, travelling
April 17, 2019
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Are You Getting Your Paid Overtime?
As an employee, it usually goes without saying that if you work more, you want to get paid more for your time. Overtime pay (sometimes shortened to "OT") is a way to protect employees who work outside of their designated hours, but there are some variations in what qualifies for overtime and how much they… Read More
Posted in Money
Tagged OT, overtime, overtime pay, working overtime
February 28, 2019
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Is College Worth the Investment?
When you tally up the cost of tuition, textbooks, room and board, and other miscellaneous expenditures involved with going to college, it quickly becomes clear that it’s going to be a hefty investment. When you start to imagine the price, you might be wondering, “Is college worth it?” To see if the decision to go… Read More
Also posted in Education, Finance
Tagged college, college costs, college investment, is college worth it?, paying for college
February 27, 2019
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How to Calculate the Tip When You Go Dutch on a Date
For many people, a date brings on plenty of nerves to begin with. And, this is before considering the possible awkwardness of how to handle the bill once the meal is finished. As part of this, understanding when and how to calculate a tip - especially, if you’re going dutch (which means to split the… Read More