Finance Articles

Articles on business and personal finances, including mathematical modeling and calculations in accounting, investing, capital management, and others.

CAGR Investments Finance

Compound Annual Growth Rate (CAGR) – What You Need to Know

In this article we will talk about CAGR (Compound Annual Growth Rate) in detail, including the formula for computing it, how to calculate it in Excel, how to interpret it, its utility in assessing financial assets, making predictions, and more: What does CAGR stand for? What is Compound Annual Growth Rate? CAGR calculation formula CAGR […] Read More…

Posted in Finance | Tagged , , , , , | By Georgi Georgiev Comments closed
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How to Choose Where to Invest Your Money Based on APY

Whether you’re currently a small business owner or you’re thinking about opening up your own business, at some point, you will need to make some important investments. These investments may be to help you get your business off the ground, or they could be to re-invest in your business to help it grow overtime. Additionally, […] Read More…

Also posted in Business | Tagged , , , | By Hana LaRock Comments closed
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Figure Out Your Home’s Worth With a CAGR Calculator

If you have ever purchased your own home, then you know that it was a major investment. And, when the day comes and you’re ready to sell it, you’ll want to be sure that you’ll be getting back that initial investment and then some. The question now is, “What is the value of my home?” […] Read More…

Also posted in Mathematics, Money | Tagged , | By Cindy Brzostowski Comments closed
Man taking money out of wallet

What Does Net 15, Net 30, and Net 60 Mean?

Say you’re a full-time freelancer or you run your own business and you’ve just wrapped up a job for a client. You’ve sent off an invoice and are excited to finally get paid for your work. Then, their accounts department informs you that you’ll be paid in Net 15, Net 30, Net 60, or some […] Read More…

Also posted in Business, Money | Tagged , , , | By Cindy Brzostowski Comments closed
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5 Things to Consider Before Starting a Business

Are you dreaming of starting your own business? Whether you have visions of a brick and mortar store or a company that operates entirely online, it’s important to take time beforehand to plan and crunch some numbers. That way you won’t get caught off guard—or be financially and mentally drained—by the unavoidable start-up costs. To […] Read More…

Also posted in Business, Money | By Cindy Brzostowski Comments closed
piggy bank for college savings

7 Tips to Help You Pay for College

There’s no denying that college is a major financial investment. The questions are whether college is worth it and how you can make it more affordable. The decision depends largely on what your career goals are, what kind of college you want to go to, and whether you’ll have loans. It’s possible that having that […] Read More…

Also posted in Career, Education | Tagged , , , , | By Cindy Brzostowski Comments closed
girl writing in journal planning college finances

The Pros and Cons of Taking a Gap Year Before College

So, you’ve finished high school and now your big, bright future looms on the horizon. While many of your peers are headed straight to college, you may be thinking to yourself, “Should I take a gap year?” Taking a gap year before college can be a great opportunity, but there are also some downsides worth […] Read More…

Also posted in Education, Lifestyle | Tagged , , , , | By Cindy Brzostowski Comments closed
Handshake sale

Should You Buy a New or Used Car?

Buying a car is a major investment, and as with any big purchase, there are many factors that need to be considered. While make, model, safety rating, gas consumption, color, and additional features are all things to think about, one of the more important choices you’ll have to make is whether you want to buy […] Read More…

Also posted in Lifestyle, Money | Tagged , , , , , , | By Cindy Brzostowski Comments closed
Secretary at work

Are You Getting Your Paid Overtime?

As an employee, it usually goes without saying that if you work more, you want to get paid more for your time. Overtime pay (sometimes shortened to “OT”) is a way to protect employees who work outside of their designated hours, but there are some variations in what qualifies for overtime and how much they […] Read More…

Also posted in Career, Money | Tagged , , , | By Cindy Brzostowski Comments closed
College student tense

Is College Worth the Investment?

When you tally up the cost of tuition, textbooks, room and board, and other miscellaneous expenditures involved with going to college, it quickly becomes clear that it’s going to be a hefty investment. When you start to imagine the price, you might be wondering, “Is college worth it?” To see if the decision to go […] Read More…

Also posted in Career, Education, Money | Tagged , , , , | By Cindy Brzostowski Comments closed