Even if you live frugally, there are some expenses that just can’t be avoided as an adult. There’s the food you need to eat. The mortgage or rent for the roof you live under. The car payments, public transportation tickets, or bike costs that you need to get to where you need to go. As… Read More
Author Archives: Cindy Brzostowski
Calculating the Return on a CD
Anyone who is looking through the sea of investment opportunities is bound to come across the mention of a certificate of deposit — or CD — at one point or another. But, what exactly is a CD? How does it work, and how much return on investment can you expect from one, especially depending on… Read More
Posted in Finance, Money
Tagged CD, certificate of deposit, compound interest, interest rate, investment
May 2, 2023
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Percent Vs. Percentage Vs. Percentile
Percent, percentage, and percentile—trying to say that three times fast! Rooted in math and statistics, these words all sound quite alike, but they refer to different things. Even if you were someone who always dragged their feet with their math homework growing up, these are some terms that you want to be familiar with and… Read More
How Does Compound Interest Work with Investments?
The world of investing is a wide one. For some, this is an exciting prospect. But, for others, it can be overwhelming. Regardless of whether you’re a novice or experienced investor, one finance topic you’ll have to understand and work with is the idea of compound interest. With compound interest, your money can serve you… Read More
Posted in Finance, Money
Tagged certificate of deposit, compound interest, interest rate, investment, mutual funds
March 3, 2023
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What is Developmental Age Vs. Chronological Age?
Have you ever heard someone describe a person as “smart for their age”? Or maybe you’ve heard that interesting fact that girls’ brains are years more mature than boys during puberty? At the root of both of these sentiments is this idea of developmental age being one thing and chronological age another. It may seem… Read More
How Tall is a Normal House?: Inside & Outside
If five people were asked to picture a house in their mind and then describe it, chances are each imaginary house would be at least a little bit different from the others—maybe even vastly different. Since people come from different cultural backgrounds, geographic areas, and economic statuses, what’s considered a “normal” house varies depending on… Read More
How Much Freezer Space for Half a Cow?
You may have some ground beef or a couple cuts of steak in the freezer for future meals, but what about freezing half a cow? Before you balk at the idea of having all of that meat in your freezer, you should consider the fact many people have turned to purchasing a quarter or half… Read More
Posted in Cooking, Home & Garden
Tagged cooking, storage, sustainability
November 28, 2022
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What is the Average Half Marathon Time?
26.2 miles. That’s how long a marathon is, and for some people, the thought of tackling that distance with just their own two feet can seem like an insurmountable task. With the right mindset and training, anything is possible, but many might prefer to start their foray into long-distance running with something a bit more… Read More
Does the Sauna Burn Calories?: What You Need to Know
Picture sitting in a hot, quiet sauna, letting all the worries of the day you just had wash away. For some countries and cultures, sauna is more than just a wellness option at the local gym or spa—it’s a way of life. Take Finland for example: In 2020, the Scandinavian country’s sauna culture was added… Read More
Posted in Health, Lifestyle, Wellness
Tagged calories, weight loss
September 9, 2022
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What is the Average NBA Player Height?
Imagine you’re watching an NBA game on TV. You know that the professional basketball players are tall given their profession, but with a whole team standing next to each other, it can be difficult to tell just how tall each person is. Look at the same players in a photo with, say, their family or… Read More
How Much Fuel is My Car Really Using?
There are two kinds of people in the world: Those who make it a habit to get gas when there’s a quarter tank left and those who wait until the gas light comes on to start looking for a place to fuel up. No matter which one you are, filling up the tank is an… Read More
Posted in Travel
Tagged cars, fuel consumption, gas prices, gasoline
September 12, 2019
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What is the Average Speed of Different Modes of Transportation?
We live in a time with an incredible number of options when it comes to transportation. Traveling today isn’t just about where you want to go but how you feel like getting there. Most likely, part of your decision making is going to involve looking at how fast each of these different modes of transportation… Read More
Posted in Lifestyle, Science, Travel
Tagged average speed, cars, planes, trains, transportation
September 5, 2019
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Figure Out Your Home’s Worth With a CAGR Calculator
If you have ever purchased your own home, then you know that it was a major investment. And, when the day comes and you’re ready to sell it, you'll want to be sure that you'll be getting back that initial investment and then some. The question now is, “What is the value of my home?”… Read More
Posted in Finance, Mathematics, Money
Tagged CAGR calculator, online cagr calculator
August 29, 2019
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6 Questions to Ask When Considering Taking Out Loan
Say you’re wondering if you should take out a loan. Maybe you’re trying to pay for college, get yourself a new car, handle medical bills, start a new business, or simply pay off your credit card balance. Whatever the reason may be (and there are plenty), there are some important questions you need to ask yourself… Read More
What Does Net 15, Net 30, and Net 60 Mean?
Say you’re a full-time freelancer or you run your own business and you've just wrapped up a job for a client. You've sent off an invoice and are excited to finally get paid for your work. Then, their accounts department informs you that you’ll be paid in Net 15, Net 30, Net 60, or some… Read More
Posted in Business, Finance, Money
Tagged Is Net30 business days?, online business days calculator, What is Net30?, What is NetD?
August 15, 2019
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What is the Impact Force on Different Objects?
All around us, different invisible forces are coming together to control our natural environment. For example, gravitational force is the attraction between objects with mass, and it’s what keeps us on the ground instead of floating out to space. Then, there’s electromagnetism, which is when an electric current produces a magnetic field, and it's what… Read More
Posted in Science
Tagged collision force, how to calculate impact force, impact force, kinetic energy, physics
August 8, 2019
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How Many Calories Do I Need to Burn in a Day to Reach My Weight Goal?
If you’re on a journey to get slimmer or to bulk up, you may already have a specific goal weight in mind. This could be the amount you need to be to fit into your favorite outfit, maybe it’s the size you want to be for a special event coming up, or perhaps it’s the… Read More
Posted in Health, Wellness
Tagged calories, tdee, total daily energy expenditure, weight loss
July 24, 2019
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What is the Difference Between Lean Body Mass and Body Fat?
When it comes to figuring out your unique body composition, there are so many terms and measurements out there that it can be easy to mix them all up. Lean body mass, fat-free mass, body fat, and body mass index are just some of the ways to understand and measure your body, yet they are… Read More
Posted in Health, Wellness
Tagged body fat, body fat mass, body fat percentage, lean body mass
July 18, 2019
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5 Ways to Boost Your Metabolism Even When You’re Resting
Many people think of metabolism in terms of how their body breaks down food or how their body uses energy when they’re doing physical activities. While both of those are true, your metabolism is still working even when you’re not "doing anything" so that your body can continue to function. By looking at your basal… Read More
Posted in Health, Wellness
Tagged basal metabolic rate, BMR, energy requirements, human metabolism
July 10, 2019
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What Makes a Business Project a Good Investment?
Investment opportunities are everywhere these days, but if you’re going to shell out some of your hard-earned money, you want to make sure that it’ll pay out in the end. When you’re deciding how to invest and what to invest in—whether it’s a start-up business, cryptocurrency, or something else—ask yourself the following questions and use… Read More